i found this on the net today...sorry i didn't get a credit - but whoever did this please know that it is amazing! Please let me know if you come across this so i can credit the right person - so yes its not my words, not my design, not mine! so in lieu of this ...i also found a layout copied from my book on someone's blog....yeah you guessed it - no credit there either. no apology either for not crediting. let me know your thoughts on this moral dilemma - to credit or not to credit!